Coral & Sage LLC
Effective date: October 27, 2026
Last updated: October 27, 2026
Please read these terms before you use our website or buy, join, or use any of our programs, products, or services. Our website, programs, products, and services are owned and run by Coral & Sage LLC, a Maryland limited liability company, owned by Judith Hofmann ("Company," "we," "us," or "our"). "You" means anyone who visits the site or buys or uses what we offer.
By using the site, or by buying or using any of our programs, products, or services, you agree to these terms and to our Privacy Policy. If you do not agree, please do not use them. We may change these terms from time to time, as explained below.
If you join a paid coaching program, you will sign a separate Client Agreement. That agreement controls your enrollment, including payment, access, cancellation, and refunds. If it conflicts with these terms, the Client Agreement wins for that program.
Everything we offer is meant for people who are 18 or older. By using the site or buying from us, you confirm that you are at least 18. Use by anyone under 18 is not permitted. If you are using our offerings for a business, you confirm that you can legally agree to these terms for that business.
The site, our programs, products, services, and all of the materials in them (the "Materials") belong to Coral & Sage or the people who license them to us. They are protected by copyright, trademark, and other laws. That includes text, graphics, logos, templates, worksheets, audio, video, handouts, and the way they are put together. Our name, logo, taglines, and program names are our trademarks.
When you buy from us or sign up for something free, you get a limited, personal, non-transferable license that we can revoke. It lets you use the Materials for your own use, including in your own business. It does not give you ownership of anything. You may download or print Materials for that purpose as long as you keep our copyright and trademark notices on them.
Unless we give you written permission first, you may not:
To ask for permission, email us at [email protected] before you use anything in a way these terms do not allow. If you use Materials in a way we have not approved in writing, you agree to stop when we ask and to follow our reasonable instructions to fix it. All rights not given to you here are reserved by us.
You may link to our website, as long as your link does not suggest that we sponsor, endorse, or own your site. You may not frame our content or link directly to our files without written permission.
Copyright © 2026 Coral & Sage LLC. All rights reserved. All content on this site is protected by copyright unless it is noted as belonging to someone else.
Some downloads are free, with or without an email address. They come with the same personal-use license described above, and you may not share or resell them. We may update or remove free resources at any time.
We may offer digital products for sale. If you buy one, you are buying a personal, non-transferable license to use it. You do not own the product or its copyright. You may use it yourself and may not share, resell, or give copies to others. Digital products are delivered electronically and cannot be returned, so they are non-refundable unless the checkout page for that product says otherwise. The access period and any updates for each product are stated at checkout.
The site may include forms where you share your name, email address, and other details, such as a contact, application, or waitlist form. Please give us accurate information and only share things you have the right to share. Do not send sensitive information, such as financial account numbers, health information, or government ID numbers, through our forms.
We use what you send to respond to you, run our business, and as described in our Privacy Policy. Sending us a message through the site does not create a coaching relationship. A coaching relationship starts only when both of us sign the Client Agreement. Messages you send as a client through Voxer or other program tools are covered by your Client Agreement and our Privacy Policy.
If you send us ideas, suggestions, or feedback, we may use them without owing you credit or payment.
We may offer a group, forum, chat, or other community space. Use it only for messages and materials that are respectful and related to its purpose. You agree not to:
We do not have to monitor the community, but we may review, edit, or remove anything, and we may remove anyone from it, at any time. We do not control what members post and are not responsible for it or for actions people take because of it. Please be careful about the personal information you share there.
You keep ownership of what you post. By posting, you confirm that it is yours to share, and you give us permission to host, display, and use it as needed to run the community and our programs. We will not use your name, photos, or posts in our marketing without your written approval.
If you get a login to our site, program platform, or community, it is for you only. Do not share it. You are responsible for everything that happens under your login, and you agree to give us accurate information and tell us right away if you think someone else has used it. If you share your login, or give us false information, we may end your access.
Our website, programs, products, services, and Materials are for education and information only. We do not promise any particular result, including income, sales, audience growth, or career outcomes. What you get depends on the time and effort you put in, your finances, your knowledge, your skills, and many things we do not control. Because those factors are different for every person, we cannot guarantee your success or income level.
You use our offerings at your own risk and use your own judgment. You are responsible for your own decisions, actions, and results, including from using or not using what we provide. We are not responsible for your choices or your results.
Our work is business and personal brand coaching. It is not therapy, counseling, or mental health treatment. It is not medical, legal, financial, tax, or accounting advice. We are not licensed in those fields, and nothing on this site or in our programs replaces a qualified professional. Please talk to your own doctor, therapist, lawyer, accountant, or financial advisor about your own situation. If you are struggling with your mental health or safety, please contact a licensed professional or local emergency services right away.
Stories, testimonials, and examples on the site describe one person's experience. They are not a promise that you will get the same results. We post a client's name, photo, or words only with their written permission.
Payments are handled through our payment processor, and we do not store your full card details. If you pay by card, you authorize us to charge it as described at checkout and in your agreement. Payment plans and what happens if a payment fails are set out in the Client Agreement.
Because of the time and preparation that go into our programs, and because much of what we offer is digital, payments for the coaching program are non-refundable, except in the limited situations stated in the Client Agreement. Please read the Client Agreement before you enroll. If you are unhappy with something, please email us at [email protected]. We want your feedback.
If you have a question or concern about a charge, please email us first so we can try to fix it before you contact your bank. If a charge is disputed, we may give the bank the records of your purchase, agreement, and access.
If you give us your email address, we may send you information about our work, including offers and updates. You can unsubscribe at any time using the link in any email. We may still send you messages about your account, your enrollment, or legal matters. We do not send marketing text messages.
Our Privacy Policy explains what personal information we collect, how we use it, and how we protect it. By using the site, you acknowledge that policy. The site may use cookies and similar tools, as described there. We take reasonable steps to protect your information, but no website or internet transmission is completely secure, so we cannot guarantee that your information will never be lost, misused, or accessed by others. You share it at your own risk.
The site may link to or use other websites and services, such as payment processors, scheduling tools, email platforms, video hosts, Voxer, and social media. We do not control them and are not responsible for their content, security, or policies. Their own terms and privacy policies apply when you use them. If you buy from a third party through a link on our site, that purchase is between you and them, including payment, delivery, and refunds.
We try to keep our site, programs, and materials running and available, but we cannot promise they will always be available, error-free, or secure. Access may be paused or slowed from time to time for maintenance, updates, heavy traffic, or problems outside our control. We may change, pause, or remove parts of the site or our offerings at any time. To the fullest extent the law allows, we are not liable to you for damages or refunds if something becomes unavailable or slow for those reasons.
We work to give you accurate and current information, but we make no promise that everything on the site or in our materials is accurate, complete, or up to date. Information may contain mistakes, and we are not responsible for errors or omissions.
To the fullest extent the law allows, the site and everything we offer are provided "as is" and "as available." We make no promises, express or implied, about accuracy, completeness, reliability, suitability for a particular purpose, non-infringement, or that the site will be free of viruses or errors.
To the fullest extent the law allows, Coral & Sage and its owner, contractors, affiliates, and service providers will not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising from your use of, or inability to use, the site, programs, products, services, or Materials. That includes lost income, lost profits, lost business or opportunities, lost data, wasted time, and business interruptions, whether the claim is based on contract, negligence, or any other legal theory, and even if we were told it could happen. We are also not responsible for the conduct of other participants or users, or for anything you do or do not do based on what we provide.
To the fullest extent the law allows, you release us from claims for those kinds of losses. If you are unhappy with the site or these terms, your remedy is to stop using the site. Nothing in these terms limits responsibility that the law does not allow to be limited, including for fraud, gross negligence, or willful misconduct. Some places do not allow certain limits, so parts of this section may not apply to you.
If you are a paid program client, the limit on our responsibility in your Client Agreement also applies to that program.
If a third party brings a claim against us, or we have losses, because you broke these terms, broke the law, or violated someone else's rights, you agree to defend us and cover our reasonable losses, including reasonable legal fees, to the extent the law allows. We may choose to take control of the defense at our own cost, and you agree to cooperate.
You may stop using the site or our offerings at any time by emailing [email protected]. We may suspend or end your access to the site, community, or any part of our offerings at any time if we believe you have broken these terms, harmed the site or other people, or created legal risk for us. If we do, we will email you at the address you gave us.
Ending access does not change anything you owe under a signed Client Agreement or a payment plan. Sections that by their nature should continue, such as those on our materials, disclaimers, limits on responsibility, and governing law, stay in effect afterward.
Coral & Sage is based in the United States, and the site and our programs are run from here. If you use them from another country, including Australia, you are responsible for following the laws that apply to you where you live. We do not promise that the site, our programs, or our products are suitable or available in every country. Prices are in U.S. dollars, and you are responsible for any currency conversion or bank fees. Your information is handled as described in our Privacy Policy, including that it is processed in the United States.
These terms are governed by Maryland law, as explained below. Nothing in these terms takes away rights you have under the consumer laws where you live that cannot legally be waived or excluded.
If something goes wrong, please email us first at [email protected] with the details and give us at least 30 days to work it out together. These terms are governed by Maryland law. If we cannot resolve a dispute informally, it will be brought in the state or federal courts located in Maryland, unless the law requires otherwise.
We may update these terms from time to time. The updated version takes effect when we post it, and the "last updated" date at the top will change. If you keep using the site or our offerings after that, you accept the changes. For a paid program, changes to your signed Client Agreement need to follow the rules in that agreement.
These terms, together with the Privacy Policy and any Client Agreement you sign, are the whole agreement between you and us about the site. If a part of these terms cannot be enforced, the rest still applies. If we do not enforce a term right away, we have not given up the right to do so later. No partnership, employment, or agency relationship is created between you and us by these terms. You may not transfer your rights under these terms to anyone else. We may transfer ours, for example if the business is sold. You consent to receive notices from us electronically, including by email or by posting on the site.
Coral & Sage LLC
Email: [email protected]
Judy Hofmann · © 2026 Coral & Sage LLC